Achieving your investment goals for 2023 can make you happier, healthier, and grow your wealth simultaneously, As we all know, new year’s investment/financial resolutions (goals) are easy to make but harder to follow, so here are five steps you can take to make sure you are setting yourself up for financial success.
1. Create SMART goals
Setting SMART financial goals will help you reach your financial objectives in 2023. Specific, Measurable, Attainable, Relevant, and Time-based is the acronym for SMART goals. It’s crucial to have “specific” goals, such as saving for a retirement fund, organizing a family vacation abroad, or paying for the children’s higher education. You should also estimate the amount of money needed to accomplish each goal. According to experts, you will be able to accomplish your goals more quickly if you can “measure” them. To be “attainable,” your goal must be realistic.
2. Make your money work for you.
We all know that the only way to grow money is to invest. But experts suggest that you should not follow a herd mentality while making investment decisions. It is important to identify your risk level and invest in avenues that help you generate better risk-adjusted, inflation-adjusted returns, according to experts.
3. Track your expenses
How much money do you make every month? How much money do you spend on groceries, electricity bills, internet connections, and phone bills? How many times do you go out to eat at a restaurant in a week? To achieve your financial goals, you need to track your cash flow. The main step to achieving financial freedom is determining your surplus income. This is the income that is left after the routine monthly expenses.
4. Pay off debt as soon as you can.
Most people nowadays use credit cards and some other form of loan, such as home loans, personal loans, etc., to fulfill their needs. One should keep in mind that the total value of the debt, or the EMI (Equated Monthly installment), doesn’t exceed more than 20 to 25 percent of your income. If this increases, it can be a burden on your budget, and you won’t be able to save enough for your future goals.
5. Check your portfolio regularly
To achieve your financial goal, you need to do more than just make the investment. “Measure your portfolio on a regular basis to see if you are heading towards your objective or if there are any corrections required. Any decision on the portfolio should be based on fundamentals, not sentiments or news,” said Chethan Shenoy.
HOW TO INVEST WITH US – GET STARTED
You can get started on your financial success journey by allowing your money to work for you.
a. Click here to open an investment account with us (REGISTER HERE)
b. Fund your account, with a minimum of $100 (Exchange rate N750) via bank transfer or debit card (online payment), you can also fund your wallet via crypto.
c. Purchase a suitable package based on your financial goals, There are various packages to choose from, e.g., 15% monthly ROI, 10% monthly ROI, 5% monthly ROI, etc. Choose based on your financial goal.
d. Finished, and allow our expert to grow your portfolio.
You can request the withdrawal of your profit periodically (weekly or monthly) to move it to your local savings account. We make our system transparent and reliable; you can earn a good profit when you invest with us;
It will be our pleasure to help you become financially secure and independent. We are totally committed to you.
We are available to answer your chat or call during working hours (8 a.m.–5 p.m., Monday through Friday) on +2348054418864. You can also reach out to our customer support on the portal for more clarification.
